Everyone has different future plans. Therefore, in order to get the best medical insurance policy, consider the needs that might arise in the future. For instance, if you have aging parents, are newly married or engaged and planning to start a family in the near future, it would be wise to go for a policy that covers maternity costs and aged parents. On the other hand, if you are single and not planning to change your status anytime soon, then your best has to be on the policies that only covers your basic medical needs without any additional.