Anyone can now get a secure or unsecured loan from E-payday, an Irish lending firm. This firm is known for providing loans on very friendly terms to borrowers. The loan is available to all borrowers, even those with bad credit. However, the lender needs to determine whether the borrower will be able to repay the loan on the next payday. All borrowers need to have a debit card in order to access the loan. Repayment includes loan plus interest.