If you intend to sign up for life assurance, then do not put it off any longer. The sooner you sign up the better. Also, the younger you are, the cheaper the premiums will be. You can ask for guaranteed fixed premiums to prevent price fluctuations. Smokers and those with a pre-existing condition can still get the cover but will be charged more because of increased risks to their health. Ensure you pay your premiums on time each month.
