Surprisingly, some people don’t know how to improve their credit score. An excellent credit score correlates to fewer hustles and more money for you when getting a loan. You can boost your credit rating by paying your bills and debts on time, fight unfair credits and minimizing your available credit. If you have many credit cards, close the accounts or reduce the credit limit of each credit card. Eliminating credit card balances will allow you to get more money with your loan.