Many banks and lenders in Ireland may reduce your monthly repayments if you choose to consolidate different loans into one loan. Also, you might be surprised by how much you can lower the rates of your loan by paying using your savings even when there are extra charges for doing so. There are different ways to combine multiple loans into one. Talk to your bank and get to know how to do so. In addition to your bank working with you, your new loan will be provided at a lower rate and a longer period.
